Road Rage – it’s Real and It’s Dangerous

Joe PintoBusiness Insurance, Commercial Auto Insurance, Risk Management, Trucking and Transportation

The National Highway Traffic Safety Administration (NHTSA) defines aggressive driving as when “an individual commits a combination of moving traffic offenses so as to endanger other persons or property.” Road rage, according to the NHTSA, emerged as a label to “describe the angry and violent behaviors at the extreme of the aggressive driving continuum.” They clarify that “aggressive driving is … Read More

COBRA Refresher: 4 Important Notices That You Need to Know About

Shannon HudspethBusiness Insurance, Employee Benefits, Health Insurance, Human Resources

COBRA Refresher

According to the Consolidated Omnibus Budget and Reconciliation Act (COBRA), employers who offer a group health plan for more than 20 employees must offer temporary continuous coverage to qualifying beneficiaries after qualifying events. A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee’s … Read More

8 Steps to Vet Construction Subcontractors

Jonathan BelekBusiness Insurance, Construction, Risk Management

As a general contractor, it’s likely that you’ll use subcontractors at some point. Subcontractors can be an efficient way to outsource work. As specialists, they’ll often do a better job than a generalist and their smaller size means they can work quicker and leaner. However, the construction job is your responsibility. The performance of the subcontractor will reflect on you. … Read More

Is Your Healthcare Plan Covering People It Shouldn’t?

Jill GouletBusiness Insurance, Employee Benefits, Health Insurance

If you provide an employer healthcare plan, it’s vital to ensure only the correct people are covered. Comprehensive healthcare insurance is one of the most important benefits you provide to employees, so keeping premiums down matters to everyone. One of the main causes of rising premiums and healthcare costs is when ineligible people continue to be covered on a healthcare … Read More

Trucking P&C Pro-File Newsletter – February 2017

Jonathan BelekBusiness Insurance, Risk Management, Trucking and Transportation

New Study Links Multiple Health Conditions to Preventable Crashes It can be extremely difficult for commercial truck drivers to stay healthy on the job. Drivers often work long hours without rest, stay seated all day and don’t have access to exercise or nutritious meals. However, a new study conducted by the University of Utah School of Medicine found that drivers … Read More

High blood pressure — A hidden danger for your truck drivers

Jonathan BelekBusiness Insurance, Health Insurance, Risk Management, Trucking and Transportation

If you’re running a logistics business or division, you know how important it is to have reliable and healthy truck drivers. Although most health conditions are easy to diagnose and treat, there’s one in particular that’s tricky to spot — High blood pressure. That’s because high blood pressure (also known as hypertension) often doesn’t show any symptoms, and that’s a … Read More

Your Business Resolution — Time For a Fresh Approach

Matt BauerBusiness Insurance

For many, January is the perfect time for a new start. Resolutions to go on a diet, exercise more, pay off debt, get a new job, and otherwise improve our lifestyles are as popular as ever. But, there’s another area where a fresh start can make a big difference — Your business. The fact is, you’re probably so involved in … Read More

Are you ready to comply with the new DOL Overtime Payment Rules?

EditorBusiness Insurance, Employee Benefits, Human Resources

On May 18, 2016, the U.S. Department of Labor (DOL) announced a final rule regarding overtime wage payment qualifications for the “white collar exemptions” under the Fair Labor Standards Act (FLSA). How does this rule affect your business? The final rule increases the salary an employee must be paid in order to qualify for a white collar exemption. The required … Read More

Protect Your Healthcare Organization with a Strong Pre-Screening Process

Heather SinclairBusiness Insurance, Human Resources

  Hiring is a complicated component of business that always opens a company to liability. Hiring an ineligible candidate doesn’t just risk fines and litigation,  it can also affect the organization’s brand, which can cause long-lasting financial damage. In the HireRight 2013 Spotlight, 56% of healthcare organizations said background screening improves the hiring process and protects the company from liability. Not … Read More

Why Your Healthcare Organization Needs a Hospice Division

Heather SinclairBusiness Insurance, Health Insurance

When the end comes, most of us agree that it’s best to go pain-free at home with our families, rather than surrounded by a sterile medical environment and strangers. The hospice movement began in London, 1967, when physician Dame Cicely Saunders founded St. Christopher’s Hospice. The movement eventually came to the States by way of the Yale School of Nursing, … Read More