Trick or Treating and Keeping it Safe this Halloween!

Jenn DwyerHealth Insurance, Homeowners Insurance, UncategorizedLeave a Comment

halloween

It’s the time of year for costumes, sweets, and tricks and treats. While Halloween offers plenty of make-believe fun, it can also bring real safety risks for children, adults, and pets. With their minds focused on getting tasty treats, kids are twice as likely to be hit by a car while darting across dark streets on Halloween than any other … Read More

COBRA Refresher: 4 Important Notices That You Need to Know About

Shannon HudspethBusiness Insurance, Employee Benefits, Health Insurance, Human Resource Consulting, Uncategorized

COBRA Refresher

According to the Consolidated Omnibus Budget and Reconciliation Act (COBRA), employers who offer a group health plan for more than 20 employees must offer temporary continuous coverage to qualifying beneficiaries after qualifying events. A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee’s … Read More

How to Get Your Truck Drivers to Actually Use Your Wellness Program

Jill GouletHealth Insurance, Risk Management, Trucking and Transportation Industry, Wellness Programs, Workers Compensation

Truck drivers have unique health concerns. An NIOSH survey found that 50% are smokers and 70% are obese. They’re prone to heart disease, diabetes, high blood pressure, kidney failure, back problems, and motor vehicle accidents related to fatigue and stress. These problems can lead to a loss of their Medical Examiner’s Certificate and their CDLs. You want your staff to … Read More

Is Your Healthcare Plan Covering People It Shouldn’t?

Jill GouletBusiness Insurance, Employee Benefits, Health Insurance

If you provide an employer healthcare plan, it’s vital to ensure only the correct people are covered. Comprehensive healthcare insurance is one of the most important benefits you provide to employees, so keeping premiums down matters to everyone. One of the main causes of rising premiums and healthcare costs is when ineligible people continue to be covered on a healthcare … Read More

Health Insurance and Large Groups — Understand How Your Premiums Are Calculated

Jill GouletAffordable Care Act - ACA, Employee Benefits, Health Insurance, Human Resource Consulting

As an employer, one of the most valuable benefits you can offer to your employees is health insurance. For larger groups of 51 employees or more, you’ll likely have group health insurance coverage. This is a policy you’ll typically purchase from a broker (so you get the best deal) that you can then offer to all of your eligible employees. … Read More

Keeping Up With the Evolving Workplace

Matt BauerEmployee Benefits, Health Insurance, Human Resource Consulting, Wellness Programs

With the age of Millennials gaining a stronghold in the workforce comes the dawn of the modern workplace. Times are changing surrounding how we hire and train, what we do to retain employees, and the dynamics within the office environment itself. Employees are seeing companies through different lenses these days, and employers have to rethink their employee strategies in order … Read More

Millennials and Healthcare — What Are They Looking For?

Jill GouletAffordable Care Act - ACA, Employee Benefits, Health Insurance, Wellness Programs

As the fastest-growing generational group, millennials (people born between the mid-1980s and the turn of the century) are a vital part of a strong workforce. If you want to attract millennials to your business, it’s important to understand what they need and more importantly, what they want. In addition to a good salary and a positive work environment, the benefit … Read More

Making Healthcare Hit Home — How to Explain Group Benefits to Your Employees

Jill GouletEmployee Benefits, Health Insurance, Human Resource Consulting, Uncategorized

Group Benefits are both the most important and the most valued benefit provided by employers. American workers regularly cite healthcare as one of the main factors affecting their employment decisions – good or bad. A good group plan provides your people with peace of mind and helps them be happier and more confident in life and work.  In the end, … Read More