Short Term Disability

What would happen if, as the principal wage earner in a family, you were unable to work because of illness or injury? Interestingly enough, when posed with this question, although more than 50% of employees indicated that they were very worried about this possibility, only half of these concerned workers have disability income insurance. What’s more, less than a third of all surveyed employees have calculated how much income they would need to meet essential living expenses if they were unable to work due to an illness or injury.
 
This is compounded even further when you consider that more than 80% of the workforce is living paycheck to paycheck.
 
Sinclair Risk & Financial Management provides employers with Group Disability strategies to help employees with their financial security should they become disabled. We offer solutions based on your company’s needs. One such solution is Short Term Disability.
 
Short Term Disability pays a percentage of an employee’s salary for a specified amount of time if he/she is ill or injured and cannot perform the duties of his/her job. Coverage usually starts anywhere from one to 14 days after your employee suffers a condition that leaves him or her unable to work.
 
Help take the stress out of life’s concerns.
Round out your employee benefits with additional solutions that can make a real difference in the lives of your employees and their families. Give Sinclair a call at 203.265.0996, email us, or return the form on this page for more information.