You started your collection with Grandma’s favorite opal ring, and then quickly moved on to emeralds and diamonds. Your black pearl phase resulted in an opera-length string of 10mm beauties. The vintage Rolex you treated yourself to when you got your promotion is a timeless classic. And your fiancé really went over the top with your engagement ring, which flashes like fire and ice on your hand.
Today, you realize your jewelry box is something of a treasure chest — and the value of your collection is very substantial. When you realize your Homeowners insurance (with its limited dollar amount) wouldn’t cover the worth of your collection if something were lost, stolen, or damaged, you’ll know you’re long overdue for a Jewelry floater.
A Jewelry Floater is often one of the most important, yet most overlooked, aspects of an overall financial program for individuals with a substantial investment in fine jewelry, family heirlooms, and other expensive items. For true asset protection, you should consider integrating a Jewelry Floater from Sinclair Risk & Financial Management into your program (either as a floater attached to your Homeowners insurance or as a separate policy).
Sinclair has knowledgeable professionals who possess many years of experience in insuring fine and heirloom jewelry. With a trained eye, they can expertly evaluate your fine jewelry assets to recommend the right coverage and limits, and assess the potential exposures around your home that may put your fine jewelry and heirlooms at risk, such as theft, water intrusion, light and heat damage, and fire.
When was the last time you had your jewelry appraised?
If you are an owner of fine jewelry, we’d like to discuss how to protect your treasures for your family and your loved ones. Please call us today for Jewelry Insurance at 203.265.0996, email us, or return the form on this page.