Simple Cyber Security Risks You May Overlook!

Jonathan BelekBusiness Insurance, Cyber Security, Risk Management0 Comments

cyber

As large-scale cybersecurity attacks continue to wreak havoc, attackers are broadening their approach in order to strengthen their impact. In addition to the growth of the sheer number of attacks, they are also becoming more destructive and being utilized by other entities, such as nation-states. Aside from putting robust anti-virus and malware software on your computers, you may want to … Read More

Thinking of renting your home out via Airbnb – Not so fast!

Jenn DwyerCondo Insurance, Homeowners Insurance, Uncategorized0 Comments

renting home AirBnB

It sounds like a great idea – you won’t be using your home during a specific period of time, so why not rent it out and make some quick cash? Sounds like a win-win, right? Eh…. maybe not. Listing your home for rent through Web sites like Airbnb, HomeAway and VRBO (Vacation Rentals by Owner) can be fairly simple. But playing host to unknown … Read More

The Risks of Driving for Uber or Lyft

Karen ConsiglioAuto Insurance, Commercial Auto Insurance

Uber and Lyft are ridesharing services that have quickly gained popularity. At this point, they are available in most parts of the country, especially metropolitan areas. With a few taps on your phone, you can call a driver to your location. Or, sign up through the same app to become a paid driver yourself. Many people have turned to these … Read More

COBRA Refresher: 4 Important Notices That You Need to Know About

ShannonBusiness Insurance, Employee Benefits, Health Insurance, Human Resource Consulting, Uncategorized

COBRA Refresher

According to the Consolidated Omnibus Budget and Reconciliation Act (COBRA), employers who offer a group health plan for more than 20 employees must offer temporary continuous coverage to qualifying beneficiaries after qualifying events. A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee’s … Read More

Contractors: Get your subcontractor insurance house in order!

Jonathan BelekConstruction Industry, Contractors insurance, Risk Management, Uncategorized, Workers Compensation

It’s a tough landscape for the building trades in Connecticut. Jobs are out there, but bidding is competitive and margins are tight. We’re nearly 10 years past its beginning, but we’re still not fully recovered from the Great Recession that wiped out trillions of dollars in real estate equity. Given that reality, it doesn’t surprise me when a construction firm … Read More

8 Steps to Vet Construction Subcontractors

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Risk Management, Safety Training

As a general contractor, it’s likely that you’ll use subcontractors at some point. Subcontractors can be an efficient way to outsource work. As specialists, they’ll often do a better job than a generalist and their smaller size means they can work quicker and leaner. However, the construction job is your responsibility. The performance of the subcontractor will reflect on you. … Read More

Trucking companies (or companies that just use trucks): Make the most of your industry associations

Joe PintoCommercial Auto Insurance, Risk Management, Trucking and Transportation Industry

Strength in numbers. The power of a team. A built-in support system. No matter the size of your fleet, if you use trucks in any capacity, joining an industry association is a smart idea for your business. From big rig haulers to landscapers with a couple of light duty box trucks, the trucking industry has particular needs and a host … Read More

How to choose the perfect appraiser for your property, art, antiques, jewelry, and other valuables

Mary McGrathHomeowners Insurance

If you have highly valuable, treasured property or possessions, you may need to get them appraised for insurance purposes. Many insurance carriers will insist on accurate valuation of property, art, antiques, jewelry, and other items so they can ensure the correct level of coverage and premium payment. When you’re seeking out a good appraiser, here are some areas to consider: … Read More

Health Insurance and Large Groups — Understand How Your Premiums Are Calculated

Jill GouletAffordable Care Act - ACA, Employee Benefits, Health Insurance, Human Resource Consulting

As an employer, one of the most valuable benefits you can offer to your employees is health insurance. For larger groups of 51 employees or more, you’ll likely have group health insurance coverage. This is a policy you’ll typically purchase from a broker (so you get the best deal) that you can then offer to all of your eligible employees. … Read More

Keeping Up With the Evolving Workplace

MbauerEmployee Benefits, Health Insurance, Human Resource Consulting, Wellness Programs

With the age of Millennials gaining a stronghold in the workforce comes the dawn of the modern workplace. Times are changing surrounding how we hire and train, what we do to retain employees, and the dynamics within the office environment itself. Employees are seeing companies through different lenses these days, and employers have to rethink their employee strategies in order … Read More