Simple Cyber Security Risks You May Overlook!

Jonathan BelekBusiness Insurance, Cyber Security, Risk Management0 Comments

cyber

As large-scale cybersecurity attacks continue to wreak havoc, attackers are broadening their approach in order to strengthen their impact. In addition to the growth of the sheer number of attacks, they are also becoming more destructive and being utilized by other entities, such as nation-states. Aside from putting robust anti-virus and malware software on your computers, you may want to … Read More

Rhode Island would be first state to impose carbon tax; trucking industry braces for higher costs

Jonathan BelekRisk Management, Trucking and Transportation Industry

A bill currently under consideration by the Rhode Island legislature would make the Ocean State the first to impose a “carbon tax” on fossil fuel production. This is important news for the trucking industry because if enacted as written it means gasoline and diesel fuel producers will be hit with a new tax which will be passed along one way … Read More

Contractors: Get your subcontractor insurance house in order!

Jonathan BelekConstruction Industry, Contractors insurance, Risk Management, Uncategorized, Workers Compensation

It’s a tough landscape for the building trades in Connecticut. Jobs are out there, but bidding is competitive and margins are tight. We’re nearly 10 years past its beginning, but we’re still not fully recovered from the Great Recession that wiped out trillions of dollars in real estate equity. Given that reality, it doesn’t surprise me when a construction firm … Read More

8 Steps to Vet Construction Subcontractors

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Risk Management, Safety Training

As a general contractor, it’s likely that you’ll use subcontractors at some point. Subcontractors can be an efficient way to outsource work. As specialists, they’ll often do a better job than a generalist and their smaller size means they can work quicker and leaner. However, the construction job is your responsibility. The performance of the subcontractor will reflect on you. … Read More

Trucking Risk Insights: Top 10 Vehicle Violations – 2016

Jonathan BelekRisk Management, Safety Training, Trucking and Transportation Industry, Uncategorized

Top 10 Vehicle Violations—2016 A roadside inspection is an examination of individual commercial motor vehicles and drivers by a Motor Carrier Safety Assistance Program (MCSAP) inspector to determine compliance with the Federal Motor Carrier Safety Regulations (FMCSRs) and/or Hazardous Materials Regulations (HMRs). Serious violations result in the issuance of driver or vehicle out of service (OOS) orders. These violations must … Read More

Trucking P&C Pro-File Newsletter – February 2017

Jonathan BelekBusiness Insurance, Risk Management, Safety Training, Trucking and Transportation Industry

New Study Links Multiple Health Conditions to Preventable Crashes It can be extremely difficult for commercial truck drivers to stay healthy on the job. Drivers often work long hours without rest, stay seated all day and don’t have access to exercise or nutritious meals. However, a new study conducted by the University of Utah School of Medicine found that drivers … Read More

Construction P&C Pro-File Newsletter – February 2017

Jonathan BelekConstruction Industry, Risk Management, Safety Training, Uncategorized, Workers Compensation

New OSHA Beryllium Standards On Jan. 9, 2017, the Occupational Safety and Health Administration (OSHA) issued a final rule to amend its beryllium standards for the construction, shipyard and general industries. The final rule will reduce the eight-hour, permissible beryllium exposure limit from 2.0 micrograms per cubic meter to 0.2 micrograms per cubic meter. It also establishes a short-term exposure … Read More

Can Manufacturing Overcome the Widening Skills Gap?

Jonathan BelekBusiness Insurance, Employee Benefits, Manufacturing Industry

Manufacturing has always correlated with rapid economic growth. Time and time again we’ve seen manufacturing businesses create jobs and elevate a community’s standard of living. The development of a factory is the saving grace of poor communities all over the world. The International Monetary Fund and U.S. government projections expect our manufacturing sector to grow by 3 or 4 percent … Read More

The Key to Controlling your Workers’ Compensation Costs

Jonathan BelekBusiness Insurance, Risk Management, Safety Training, Workers Compensation

The key to controlling your workers’ compensation costs is understanding your experience modification factor and its effect on your insurance premium. Workers’ compensation costs can make or break your bottom line. But control over these costs is more attainable than you may think if you understand your experience modification factor and its effect on your insurance premium. Use Your Mod … Read More

Planning for Construction Risk

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Uncategorized, Workers Compensation0 Comments

The construction industry is flourishing, with outlooks like the Wells Fargo 2016 Construction Industry Forecast’s Optimism Quotient predicting that local construction, profits, equipment purchases and rentals and overall future growth will be strong this year.  Add to this that warmer weather means the busy construction season is here and it’s a great time to be in the industry, whether you’re an independent … Read More