8 Steps to Vet Construction Subcontractors

Jonathan BelekBusiness Insurance, Construction, Risk Management

As a general contractor, it’s likely that you’ll use subcontractors at some point. Subcontractors can be an efficient way to outsource work. As specialists, they’ll often do a better job than a generalist and their smaller size means they can work quicker and leaner. However, the construction job is your responsibility. The performance of the subcontractor will reflect on you. … Read More

Make men’s health a conversation starter this ‘Movember’

Shannon HudspethEmployee Benefits, Health Insurance, Human Resources

Men are from Mars, women are from Venus, and gender stereotypes are for a different, less egalitarian era. But one stereotype about men really is true: as a whole, males are much more likely than females to avoid doctors, skip out on routine screenings, and pass on preventative care. Men often don’t see a doctor until real damage is done. … Read More

Thinking about hiring domestic staff? Following these smart practices will help minimize risk

Mary McGrathEmployee Benefits, Homeowners Insurance, Risk Management, Workers Compensation

Busy professionals reaching ever higher levels of success often find that as their assets grow, free time shrinks. To recapture some of life’s most precious and ever dwindling commodity, many families hire domestic staff in the form of housekeepers, nannies, drivers, chefs, and other personal service providers. Once your family’s needs go beyond just having a weekly cleaning service for … Read More

Contractors – The fine print on Waivers of Subrogation

Jonathan BelekBusiness Insurance, Construction, Risk Management

Your firm gets tapped to build a brand new office building in a promising location. The budget is high and the timeline reasonable. You can’t wait to sign the contract and get started. That “Waiver of Subrogation” it includes? You’ve seen it before and haven’t thought too much about it, as it seems to be becoming standard boilerplate. But just … Read More

Don’t get caught without kidnap and ransom insurance

Mary McGrathBusiness Insurance, Cyber Security, Homeowners Insurance, Risk Management

Once you’re above the preteen years, kidnap and ransom sounds like a rather exotic peril…something that only happens to drug kingpins on shadowy, private islands. But the threat for adults is real, especially for high net worth individuals who travel internationally. How real? Well, author Ann Auerbach spent two years chronicling kidnap and ransom cases and estimated more than 30,000 … Read More

Life is a highway. Drive safe this summer

Marty SheaAuto Insurance, Business Insurance, Commercial Auto Insurance, Risk Management, Trucking and Transportation

You’ve been on the road for hours, hauling your load in the sweltering heat. The sun is so hot it crawls on your skin. You have only a few miles to reach your destination to get some needed rest when your rig starts to overheat. Your day just got longer…. and hotter. Summer driving for long-haul truckers present certain challenges. … Read More

Contractors – Hiring summer help? Follow these safety tips

Jonathan BelekBusiness Insurance, Construction, Risk Management, Workers Compensation

Chances are you remember your first summer job. Maybe you delivered newspapers or hauled bales of hay on the farm. Looking back, the experience and skills you gained on the job was invaluable. And the money you earned helped pay for college or to buy a new stereo. Each year, about 6 million young people swell America’s workforce by taking … Read More

Franchise owners: The secrets to managing Millennials!

Matt BauerBusiness Insurance, Human Resources, Risk Management

It’s no secret that one of the challenges of launching and maintaining a successful fast food franchise is attracting and retaining quality employees. Turnover in the restaurant business is rampant. Half of a fast food restaurant’s staff will leave within a year, and casual dining establishments don’t fare much better at 44%. Combine this already tough landscape with the particular tendencies … Read More