Reducing Your Risk and Exposure to Worker Compensation for the Sand and Gravel Industry

Joe PintoConstruction, Workers Compensation

When it comes to heavy industrial work and extraction services, the safety of your workers is paramount. It’s vital that you take every step possible to reduce the risk of injury or issues in the workplace, and limit your exposure to possible worker compensation claims for employees extracting sand, gravel, and similar materials. We’ll start by looking at the data … Read More

Understanding the changes in rules for Crane Operators

Joe PintoConstruction, Risk Management, Workers Compensation

Back in the year 2010 the Occupational Safety and Health Administration (OSHA) implemented a rule outlining new regulations for the certification of crane operators. The new regulations stemmed from a high rate of accidents and fatalities related to crane operation in the construction industry. Since the new OSHA standards were released much has transpired regarding some specifics of the rule … Read More

The Key to Controlling your Workers’ Compensation Costs

Jonathan BelekBusiness Insurance, Risk Management, Workers Compensation

The key to controlling your workers’ compensation costs is understanding your experience modification factor and its effect on your insurance premium. Workers’ compensation costs can make or break your bottom line. But control over these costs is more attainable than you may think if you understand your experience modification factor and its effect on your insurance premium. Use Your Mod … Read More

Home Healthcare Safety Hazards That May Leave You Liable

Heather SinclairBusiness Insurance, Risk Management, Workers Compensation

Home healthcare workers are an essential component of the healthcare industry. They provide essential long-term service to patients who are unable to care for themselves. However, the healthcare worker and his/her employer have little control over the working environment, which means the following safety hazards are quite common. 1. Patient handling and lifting – This is one of the leading … Read More

Home Renovation 101: Four Steps you MUST do before you pick up the hammer

Rachel WinslowBusiness Insurance, Homeowners Insurance, Workers Compensation

As the seasons change, homeowners begin to think about tackling that latest house project – from redoing a kitchen to installing a pool to adding on an addition.  Whether your plans are small or large, make sure you’re prepared and covered before a shovel goes into the ground or a paint brush touches the wall.   Some people take the do-it-yourself … Read More

Why your business needs a wellness program

Shannon HudspethHuman Resources, Workers Compensation

Here’s a business ideal, not always easily achieved:  Doing tangible good for others while doing good for your bottom line. You don’t have to be a flashy biotech firm or offer a solution to an intractable problem an ocean away to be improving the health of your fellow men and women. We all want our products and services to benefit … Read More

Employers: Safety is your responsibility (but we can help!)

Dave SinclairBusiness Insurance, Construction, Risk Management, Workers Compensation

A billion dollars…right out the window. That’s what American businesses spend each week on worker’s compensation claims. If that isn’t enough to give you pause, that figure represents only the direct costs of medical and legal payments. Indirect costs of training replacement employees, conducting accident investigations, hiring crisis management PR experts, repairing equipment, lost productivity, and low staff morale easily … Read More

Wellness programs in the workplace: How to get started

Matt BauerBusiness Insurance, Employee Benefits, Workers Compensation

I’m passionate about helping businesses keep their employees healthy, happy, and on the job, contributing to their organization’s success. As I’ve written about previously, wellness programs provide measurable ROI that keeps business owners happy. Nearly all owners who started a wellness program in the workplace agree that these programs are effective in mitigating the risk of rising health care costs … Read More