Getting your employees financially fit – it matters!

Robert AlbretsonBusiness Insurance, Employee Benefits, Human Resources, Risk Management

SRFM Financially Fit

We take the time to set resolutions for our health and well-being – eating better, working out, quitting smoking – but what about being financially fit? Believe it or not, your employees’ financial well-being affects your company’s output. Seriously! Nearly half of American full-time workers say they worry about personal finances during work hours. And 29 percent say they deal with personal … Read More

11 Smart Financial Moves You Have to Make

Robert AlbretsonRisk Management

According to a BankRate.com survey, 61% of Americans couldn’t handle a sudden $500 bill. Too many of us are living paycheck-to-paycheck and not worrying about retirement. Planning your finances isn’t something you can put off for another day. The sooner you create a strong financial plan, the more money you’ll enjoy in retirement. 1. Understand your financial situation – It’s … Read More

Fundamentals of Retirement Planning

Robert AlbretsonRisk Management

It would seem that high net worth individuals would need to worry and plan less for retirement than those with fewer assets.  However, properly planning for retirement is not specific to an income group and individuals at all levels face the same challenge, which is having enough income to meet their needs and desires and maintain their lifestyle for an … Read More

Saving for College: 5 Tips for Parents

Robert AlbretsonRisk Management

Skyrocketing college tuition costs and rising prices for higher education necessities like textbooks present a challenge for families who are trying to save enough money for their child’s college education. According to College Board’s “Trends in College Pricing 2015,” the published tuition and fee price of a full-time year at a public four-year institution is 40% higher in 2016 than … Read More