A common assumption many individuals make is that their exotic car will be covered by their standard Connecticut personal auto insurance policy. On the contrary, this type of vehicle will need special insurance coverage due to its high value.
Because an exotic car is such a large investment, you’ll want to do everything you can to protect it, both financially and physically. Here are some tips when it comes to caring for your exotic car.
Use compressed air and a vacuum for the interior. To get to every nook and cranny in your vehicle, use an air compressor to blow all debris to the center of your carpets, and then vacuum it up.
Keep the “new-car smell” lasting longer by cleaning the ducts. If your car has a cabin air filter you can change it, or remove it and blow the dust and dirt out. Also, getting dust and dirt out of the heating and air-conditioning ductwork on a regular basis will keep your car smelling fresher, longer.
Use non-acid based tire cleaners. Acid-based cleaners can cause bare alloy wheels to oxidize and pit, and they can damage wheels that are painted with color or clear coatings.
Use appropriate carwash solutions to hand wash your car. Using soaps that aren’t meant for car surfaces, such and dishwashing detergent, will strip away the protective wax coating on your vehicle, exposing it to possible nicks, scratches, and stains.
Store your car in a garage. Storing your exotic car outdoors exposes it to inclement weather, bird droppings, and other types of damage.
Polish and wax your car. Polish helps smooth the surface of the pain, making it shine and helping your car look newer. Wax will wear off in a few months, but during that time it will absorb stains and small scratches before those hazards make it to the paint.
Know when to see a pro. If your paint has a scratch that goes down to the metal, the only way to fix it is by sanding and filling the scratch with pain, using a tiny pinstriping brush. It takes experience to know how to properly do this.
Sinclair Risk & Financial Management has access to specialty insurance markets to find you the right coverages and features for your Fairfield County exotic car. We can secure a policy to protect the true value of your car, and include an option to increase coverage on the vehicle to reflect changes in market value anytime prior to a covered loss. We have programs that will insure collections worth millions. Give one of our professionals a call at (877) 602-2305.