Are you Protecting Your Construction Business Properly?

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Errors & Omissions

2016 is expected to be a strong, steady year of growth in the construction industry, with the 2016 Dodge Construction Outlook predicting that the U.S. construction starts for 2016 will rise 6% to $712 billion.  This environment is expected to be supported by the U.S. economy, with relaxed lending standards and support from state and local construction bond measures.  And … Read More

Hiring a contractor? Don’t get caught without ‘Additional Insured’ protection

Jonathan BelekConstruction Industry, Contractors insurance, Errors & Omissions, Homeowners Insurance, Risk Management

It’s that time in your home’s life that fortunately only comes around once every 20 to 25 years or so…roof replacement time! Or maybe it’s time to tackle a big task with a shorter life span, like painting the house. Either way, for projects at this scale you wisely skip the DIY approach and instead find yourself in the market … Read More

Contractors – The fine print on Waivers of Subrogation

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Errors & Omissions, Risk Management

Your firm gets tapped to build a brand new office building in a promising location. The budget is high and the timeline reasonable. You can’t wait to sign the contract and get started. That “Waiver of Subrogation” it includes? You’ve seen it before and haven’t thought too much about it, as it seems to be becoming standard boilerplate. But just … Read More

Is it a bird, a plane or a liability?

Jonathan BelekBusiness Insurance, Commercial Auto Insurance, Commercial Property Insurance, Cyber Security, Errors & Omissions, Homeowners Insurance, private client group insurance, Risk Management, Uncategorized

Domino’s wants to deliver your pizza with one, and your cousin had one fly over her beach wedding.   The use of drones, or unmanned aircraft systems (UAS), has exploded in recent years.  The small remote controlled planes are being flown by hobbyists to government personnel monitoring disasters and crops. The Federal Aviation Administration is finalizing its regulations for commercial … Read More

Contractor’s Errors & Omissions – Time to take a serious look.

Jonathan BelekBusiness Insurance, Commercial Property Insurance, Construction Industry, Contractors insurance, Errors & Omissions, Risk Management

We live in a very litigious society – lawsuits are not only common but they are now becoming a part of business day to day life.  Most contractors understand the need for standard liability insurance – the majority of jobs require a certification stating that ample coverage is in place. But,  are you aware that your standard liability coverage will … Read More