Trucking companies (or companies that just use trucks): Make the most of your industry associations

Joe PintoCommercial Auto Insurance, Risk Management, Trucking and Transportation

Strength in numbers. The power of a team. A built-in support system. No matter the size of your fleet, if you use trucks in any capacity, joining an industry association is a smart idea for your business. From big rig haulers to landscapers with a couple of light duty box trucks, the trucking industry has particular needs and a host … Read More

Supply Chain Management – How to Keep Your Business Running if a Supplier is Impacted by a Natural Disaster

Joe PintoManufacturing

As a forward-looking business, your supply chain is vital. You rely on your suppliers to provide high-quality materials, products, and services so you can serve your customers. Your suppliers give you the ability to run an efficient operation so you can sell to businesses and individuals. So what happens when your supply chain breaks? There are all sorts of natural … Read More

Reducing Your Risk and Exposure to Worker Compensation for the Sand and Gravel Industry

Joe PintoConstruction, Workers Compensation

When it comes to heavy industrial work and extraction services, the safety of your workers is paramount. It’s vital that you take every step possible to reduce the risk of injury or issues in the workplace, and limit your exposure to possible worker compensation claims for employees extracting sand, gravel, and similar materials. We’ll start by looking at the data … Read More

The Advantages and Disadvantages of a Private Pay Division

Heather SinclairBusiness Insurance, Risk Management

Every day, countless patients are cared for by private nursing divisions of healthcare organizations. The National Association for Home Care estimates this is a $40 billion market. These healthcare providers handle anything a patient needs. They assist with feeding and hygiene, transporting patients to appointments, wounds and injury care, medication organization and distribution, equipment maintenance, and countless other tasks. These … Read More

Does a Healthcare Agency Need Marketing and Sales Teams?

Heather SinclairBusiness Insurance, Risk Management

Marketing is changing every day. Once, patients would choose their healthcare provider by location. Whichever clinic, hospital, doctor’s office or nursing home was closest was the one that got their business. But tools like Google, YELP, Facebook and numerous health care agency review websites allow patients to quickly compare services, medical staff credentials, and comments from former patients. The Pew Research Center … Read More

11 Smart Financial Moves You Have to Make

Robert AlbretsonRisk Management

According to a BankRate.com survey, 61% of Americans couldn’t handle a sudden $500 bill. Too many of us are living paycheck-to-paycheck and not worrying about retirement. Planning your finances isn’t something you can put off for another day. The sooner you create a strong financial plan, the more money you’ll enjoy in retirement. 1. Understand your financial situation – It’s … Read More

Are you Protecting Your Construction Business Properly?

Jonathan BelekBusiness Insurance, Construction

2016 is expected to be a strong, steady year of growth in the construction industry, with the 2016 Dodge Construction Outlook predicting that the U.S. construction starts for 2016 will rise 6% to $712 billion.  This environment is expected to be supported by the U.S. economy, with relaxed lending standards and support from state and local construction bond measures.  And … Read More

First step of retirement planning? Figure out your goals

Matt BauerRisk Management

Are you ready for retirement? There are a lot of calculators out there, from simple to complex, that claim to help you figure that out by crunching your numbers and spitting some back at you. Knowing the numbers can be helpful to give you a basic idea of where you stand. (FYI, we like this calculator from Bankrate.) But numbers … Read More