More and more companies are instituting wellness programs in the workplace, and it’s no surprise, given that 92% of owners say they are effective, with real, measurable ROI. Wellness programs are about more than just passively encouraging employees to exercise and watch what they eat (though research shows that is a very positive objective)! A robust, well-rounded wellness program provides … Read More
Workers’ Compensation Medicare Set Aside Arrangement – What you need to know!
The title of this blog sounds complicated, and I do this stuff for a living! Because it’s confusing and complicated, I wanted to take a few minutes to put it all in layman’s terms. So here goes… SCENARIO: Your employee has a workers’ compensation claim. It could be a work related injury, illness or disease. It’s serious. They have been … Read More
Impacts of Workplace Obesity on CT Workers Comp
Impacts of Workplace Obesity on CT Workers Comp Obesity continues to be a growing problem for the American population. According to the Center for Disease Control (CDC) one in three Americans are obese and an additional 40% of the population has a body mass index high enough to be considered overweight. Not only is obesity a major public health concern, but … Read More
Massachusetts Construction Insurance: Contractor Safety- Part 1
Massachusetts Construction Insurance: Contractor Safety- Part 1 If you own a construction company, or even if you are an independent contractor, it’s imperative that you focus on job site safety. The construction industry has one of the highest incidences of workplace injuries, and injury can occur to even the most experienced professionals. In the late 1920’s a theory was developed … Read More
Connecticut Workers Compensation: Fighting Prescription Abuse
Connecticut Workers Compensation: Fighting Prescription Abuse Even with today’s decreased payrolls and difficulties in the job market, businesses still spend a lot of money on Workers Compensation. And a growing contributor to unnecessary healthcare and workers comp costs is the increasingly widespread abuse of prescription painkillers. The abuse of painkillers is an escalating problem. First, there are immediate health concerns. … Read More
Connecticut Business Insurance: Wellness Programs Cut Costs
Connecticut Business Insurance: Wellness Programs Cut Costs Wellness programs are Connecticut business antidotes to increased workers compensation rates, and higher healthcare costs. As Connecticut business owners prepare to absorb even higher healthcare costs with the Affordable Care Act, companies are looking for ways to offset costs elsewhere. One of those strategies is implementing wellness programs. A recent survey conducted by … Read More
Workers Compensation: NCCI Changes Primary-Excess Split Point for 2013
Workers Compensation: NCCI Changes Primary-Excess Split Point for 2013 The National Council on Compensation Insurance recently announced a plan to change the experience rating formula for Workers compensation insurance. The primary-excess split point will be increased over a three year transition period. The first stage of the change will take effect on January 1, 2013. What is it? In the … Read More
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