With a large percentage of the American population aging, and rising costs of healthcare and hospital treatment, many consumers are seeking alternative ways to care for sick, ailing and disabled family members. This has created a high demand for accessibility to healthcare in the home environment. Home healthcare is the fastest growing sector in the health care industry according to the U.S. Bureau of Labor Statistics (BLS). The BLS projects industry-wide expansion and development at a rate of between 55 and 66 percent over the next decade. Experts indicate that home healthcare aids and providers will be treating roughly 7 million patients each year.
As a Connecticut home healthcare provider, you provide care and assistance to millions of ill, elderly, convalescent and disabled Americans, preforming a wide variety of functions and services. Depending on your level of training and skill set, you may offer services such as assisting patients with everything from daily living tasks such as meals, bathing, dressing and housekeeping, to performing medical tasks such as wound and injury care, medication administration, blood pressure monitoring and even physical therapy to help with mobility and recovery.
The scope of care provided by this dynamic industry is vast and these roles can be as challenging and demanding as they are rewarding. From physical hazards to liability risk exposures the home healthcare industry faces its own unique blend of challenges that are both similar and distinct from other forms of healthcare. While CT home healthcare providers have similar exposures to injury and liability claims as other healthcare sectors, they also face a number of unique risks.
By nature home healthcare workers are subject to unregulated work environments which are rarely under their control or authority to control. For example, when working in private residences and private properties, you may regularly encounter safety and health hazards both specifically related and unrelated to your duties. Common examples of such hazards include unclean or unsterile environments, aggressive pets, chemical and toxin exposures, aggressive pets, clutter and limited mobility conditions which can affect the performance of necessary job functions safely.
It is important that home healthcare providers properly protect themselves and their employees from losses due to injury, property damage and liability exposures. At Sinclair Risk & Financial Management, we have a team of professionals with the day-to-day experience required to understand the risks and hazards you face as a healthcare provider. Our services include a comprehensive portfolio of business insurance solutions as well as a unique risk surveys and assessment, loss prevention, claims monitoring and intervention, and more. Our Connecticut healthcare providers insurance programs can be customized to meet the specific needs of your operation. To learn more about CT home healthcare providers insurance give us a call today at (203) 265-0996.