It’s the time of year for costumes, sweets, and tricks and treats. While Halloween offers plenty of make-believe fun, it can also bring real safety risks for children, adults, and pets. With their minds focused on getting tasty treats, kids are twice as likely to be hit by a car while darting across dark streets on Halloween than any other … Read More
Why Employers are So Concerned About Your Health
When we’re eating right and living a healthy lifestyle, a trip to the doctor may seem like an unnecessary chore to add to our to-do lists. The reality is, we’re not always as healthy as we may feel. As it turns out, the sight of a doctor approaching with a stethoscope and a needle in hand may be just as … Read More
COBRA Refresher: 4 Important Notices That You Need to Know About
According to the Consolidated Omnibus Budget and Reconciliation Act (COBRA), employers who offer a group health plan for more than 20 employees must offer temporary continuous coverage to qualifying beneficiaries after qualifying events. A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee’s … Read More
How to Get Your Truck Drivers to Actually Use Your Wellness Program
Truck drivers have unique health concerns. An NIOSH survey found that 50% are smokers and 70% are obese. They’re prone to heart disease, diabetes, high blood pressure, kidney failure, back problems, and motor vehicle accidents related to fatigue and stress. These problems can lead to a loss of their Medical Examiner’s Certificate and their CDLs. You want your staff to … Read More
Is Your Healthcare Plan Covering People It Shouldn’t?
If you provide an employer healthcare plan, it’s vital to ensure only the correct people are covered. Comprehensive healthcare insurance is one of the most important benefits you provide to employees, so keeping premiums down matters to everyone. One of the main causes of rising premiums and healthcare costs is when ineligible people continue to be covered on a healthcare … Read More
Building Healthy Habits — Beat Holiday Indulgences and Feel Fantastic
Eating and drinking is one of the great pleasures in life, and the holiday season is the perfect time to indulge. Celebrating with family and friends makes it easy to just have one more serving, an extra slice of cake, or another glass of wine. Of course, that can mean putting on a few more pounds than you’d like, so … Read More
Health Insurance and Large Groups — Understand How Your Premiums Are Calculated
As an employer, one of the most valuable benefits you can offer to your employees is health insurance. For larger groups of 51 employees or more, you’ll likely have group health insurance coverage. This is a policy you’ll typically purchase from a broker (so you get the best deal) that you can then offer to all of your eligible employees. … Read More
Keeping Up With the Evolving Workplace
With the age of Millennials gaining a stronghold in the workforce comes the dawn of the modern workplace. Times are changing surrounding how we hire and train, what we do to retain employees, and the dynamics within the office environment itself. Employees are seeing companies through different lenses these days, and employers have to rethink their employee strategies in order … Read More
Millennials and Healthcare — What Are They Looking For?
As the fastest-growing generational group, millennials (people born between the mid-1980s and the turn of the century) are a vital part of a strong workforce. If you want to attract millennials to your business, it’s important to understand what they need and more importantly, what they want. In addition to a good salary and a positive work environment, the benefit … Read More
Making Healthcare Hit Home — How to Explain Group Benefits to Your Employees
Group Benefits are both the most important and the most valued benefit provided by employers. American workers regularly cite healthcare as one of the main factors affecting their employment decisions – good or bad. A good group plan provides your people with peace of mind and helps them be happier and more confident in life and work. In the end, … Read More