COBRA Refresher: 4 Important Notices That You Need to Know About

Shannon HudspethBusiness Insurance, Employee Benefits, Health Insurance, Human Resources

COBRA Refresher

According to the Consolidated Omnibus Budget and Reconciliation Act (COBRA), employers who offer a group health plan for more than 20 employees must offer temporary continuous coverage to qualifying beneficiaries after qualifying events. A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee’s … Read More

How to Get Your Truck Drivers to Actually Use Your Wellness Program

Jill GouletHealth Insurance, Risk Management, Trucking and Transportation, Workers Compensation

Truck drivers have unique health concerns. An NIOSH survey found that 50% are smokers and 70% are obese. They’re prone to heart disease, diabetes, high blood pressure, kidney failure, back problems, and motor vehicle accidents related to fatigue and stress. These problems can lead to a loss of their Medical Examiner’s Certificate and their CDLs. You want your staff to … Read More

Is Your Healthcare Plan Covering People It Shouldn’t?

Jill GouletBusiness Insurance, Employee Benefits, Health Insurance

If you provide an employer healthcare plan, it’s vital to ensure only the correct people are covered. Comprehensive healthcare insurance is one of the most important benefits you provide to employees, so keeping premiums down matters to everyone. One of the main causes of rising premiums and healthcare costs is when ineligible people continue to be covered on a healthcare … Read More

High blood pressure — A hidden danger for your truck drivers

Jonathan BelekBusiness Insurance, Health Insurance, Risk Management, Trucking and Transportation

If you’re running a logistics business or division, you know how important it is to have reliable and healthy truck drivers. Although most health conditions are easy to diagnose and treat, there’s one in particular that’s tricky to spot — High blood pressure. That’s because high blood pressure (also known as hypertension) often doesn’t show any symptoms, and that’s a … Read More

Health Insurance and Large Groups — Understand How Your Premiums Are Calculated

Jill GouletEmployee Benefits, Health Insurance, Human Resources

As an employer, one of the most valuable benefits you can offer to your employees is health insurance. For larger groups of 51 employees or more, you’ll likely have group health insurance coverage. This is a policy you’ll typically purchase from a broker (so you get the best deal) that you can then offer to all of your eligible employees. … Read More