How to Get Your Truck Drivers to Actually Use Your Wellness Program

Jill GouletHealth Insurance, Risk Management, Trucking and Transportation Industry, Wellness Programs, Workers Compensation

Truck drivers have unique health concerns. An NIOSH survey found that 50% are smokers and 70% are obese. They’re prone to heart disease, diabetes, high blood pressure, kidney failure, back problems, and motor vehicle accidents related to fatigue and stress. These problems can lead to a loss of their Medical Examiner’s Certificate and their CDLs. You want your staff to … Read More

Contractors: Get your subcontractor insurance house in order!

Jonathan BelekConstruction Industry, Contractors insurance, Risk Management, Uncategorized, Workers Compensation

It’s a tough landscape for the building trades in Connecticut. Jobs are out there, but bidding is competitive and margins are tight. We’re nearly 10 years past its beginning, but we’re still not fully recovered from the Great Recession that wiped out trillions of dollars in real estate equity. Given that reality, it doesn’t surprise me when a construction firm … Read More

Construction P&C Pro-File Newsletter – February 2017

Jonathan BelekConstruction Industry, Risk Management, Safety Training, Uncategorized, Workers Compensation

New OSHA Beryllium Standards On Jan. 9, 2017, the Occupational Safety and Health Administration (OSHA) issued a final rule to amend its beryllium standards for the construction, shipyard and general industries. The final rule will reduce the eight-hour, permissible beryllium exposure limit from 2.0 micrograms per cubic meter to 0.2 micrograms per cubic meter. It also establishes a short-term exposure … Read More

Reducing Your Risk and Exposure to Worker Compensation for the Sand and Gravel Industry

Joe PintoConstruction Industry, Contractors insurance, Safety Training, Workers Compensation

When it comes to heavy industrial work and extraction services, the safety of your workers is paramount. It’s vital that you take every step possible to reduce the risk of injury or issues in the workplace, and limit your exposure to possible worker compensation claims for employees extracting sand, gravel, and similar materials. We’ll start by looking at the data … Read More

Understanding the changes in rules for Crane Operators

Joe PintoConstruction Industry, Contractors insurance, Risk Management, Safety Training, Uncategorized, Workers Compensation

Back in the year 2010 the Occupational Safety and Health Administration (OSHA) implemented a rule outlining new regulations for the certification of crane operators. The new regulations stemmed from a high rate of accidents and fatalities related to crane operation in the construction industry. Since the new OSHA standards were released much has transpired regarding some specifics of the rule … Read More

The Key to Controlling your Workers’ Compensation Costs

Jonathan BelekBusiness Insurance, Risk Management, Safety Training, Workers Compensation

The key to controlling your workers’ compensation costs is understanding your experience modification factor and its effect on your insurance premium. Workers’ compensation costs can make or break your bottom line. But control over these costs is more attainable than you may think if you understand your experience modification factor and its effect on your insurance premium. Use Your Mod … Read More

Home Healthcare Safety Hazards That May Leave You Liable

Heather SinclairBusiness Insurance, Risk Management, Workers Compensation

Home healthcare workers are an essential component of the healthcare industry. They provide essential long-term service to patients who are unable to care for themselves. However, the healthcare worker and his/her employer have little control over the working environment, which means the following safety hazards are quite common. 1. Patient handling and lifting – This is one of the leading … Read More

Planning for Construction Risk

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Uncategorized, Workers Compensation

The construction industry is flourishing, with outlooks like the Wells Fargo 2016 Construction Industry Forecast’s Optimism Quotient predicting that local construction, profits, equipment purchases and rentals and overall future growth will be strong this year.  Add to this that warmer weather means the busy construction season is here and it’s a great time to be in the industry, whether you’re an independent … Read More

Home Renovation 101: Four Steps you MUST do before you pick up the hammer

Rachel WinslowBusiness Insurance, Homeowners Insurance, Uncategorized, Workers Compensation

As the seasons change, homeowners begin to think about tackling that latest house project – from redoing a kitchen to installing a pool to adding on an addition.  Whether your plans are small or large, make sure you’re prepared and covered before a shovel goes into the ground or a paint brush touches the wall.   Some people take the do-it-yourself … Read More

Spring Hazards: Worker Safety During Warmer Weather

Jonathan BelekBusiness Insurance, Construction Industry, Contractors insurance, Safety Training, Workers Compensation

Spring signifies the end of winter and a season of new beginnings.  It ushers in budding trees, blooming flowers and warmer temperatures.  It can also bring with it quickly changing conditions and hazards that employers and workers need to be aware of and prepare for to ensure safety.  While, overall, workplaces are safer today, many people are still seriously injured … Read More