Employers: Safety is your responsibility (but we can help!)

Dave SinclairBusiness Insurance, Construction, Risk Management, Workers Compensation

A billion dollars…right out the window. That’s what American businesses spend each week on worker’s compensation claims. If that isn’t enough to give you pause, that figure represents only the direct costs of medical and legal payments. Indirect costs of training replacement employees, conducting accident investigations, hiring crisis management PR experts, repairing equipment, lost productivity, and low staff morale easily … Read More

Obesity: The numbers (and costs) are staggering

Dave SinclairEmployee Benefits, Health Insurance, Risk Management, Workers Compensation

I’ll start with a piece of good news: the smoking rate among United States adults declined from 20.9% in 2005 to 17.8% in 2013. There’s still a ways to go, but at least the numbers are moving in the right direction. Now, the (very) bad news: Americans are snuffing out the cigarettes but apparently picking up the cheesecake, because more … Read More

Wellness programs: So much more than losing weight

Dave SinclairBusiness Insurance, Employee Benefits, Health Insurance, Risk Management

More and more companies are instituting wellness programs in the workplace, and it’s no surprise, given that 92% of owners say they are effective, with real, measurable ROI. Wellness programs are about more than just passively encouraging employees to exercise and watch what they eat (though research shows that is a very positive objective)! A robust, well-rounded  wellness program provides … Read More