Protect Your Healthcare Organization with a Strong Pre-Screening Process

Heather SinclairBusiness Insurance, Human Resources

  Hiring is a complicated component of business that always opens a company to liability. Hiring an ineligible candidate doesn’t just risk fines and litigation,  it can also affect the organization’s brand, which can cause long-lasting financial damage. In the HireRight 2013 Spotlight, 56% of healthcare organizations said background screening improves the hiring process and protects the company from liability. Not … Read More

Why Your Healthcare Organization Needs a Hospice Division

Heather SinclairBusiness Insurance, Health Insurance

When the end comes, most of us agree that it’s best to go pain-free at home with our families, rather than surrounded by a sterile medical environment and strangers. The hospice movement began in London, 1967, when physician Dame Cicely Saunders founded St. Christopher’s Hospice. The movement eventually came to the States by way of the Yale School of Nursing, … Read More

The Advantages and Disadvantages of a Private Pay Division

Heather SinclairBusiness Insurance, Risk Management

Every day, countless patients are cared for by private nursing divisions of healthcare organizations. The National Association for Home Care estimates this is a $40 billion market. These healthcare providers handle anything a patient needs. They assist with feeding and hygiene, transporting patients to appointments, wounds and injury care, medication organization and distribution, equipment maintenance, and countless other tasks. These … Read More

15 Summertime Safety Tips You Shouldn’t Ignore

Rachel WinslowHealth Insurance

Summer is officially here along with the glaring sun and balmy temperatures. Some of us have jobs that put us out in the sun. Many of us are just excited to spend weekends in the fresh air. However, fun  in the sun can turn dangerous quickly if you aren’t prepared. Here are some summertime safety tips to keep you (and your loved … Read More

Live and Drive Safely: 6 Essential Ways Truckers Can Stay Healthy

Marty SheaCommercial Auto Insurance, Trucking and Transportation

Trucking doesn’t lend itself to healthy lifestyles. You’re cramped into a small space, miles from home and familiar places. It’s easy to chow down a Twinkie because it’s quick or sip a triple-sugar coffee to stay awake. However, your health is the most important thing you have. Here are a few ways you can stay healthy on the road. 1. … Read More

Sinclair Risk And Financial Management Chosen To Offer New Program For Home Healthcare

Heather SinclairHealth Insurance

Sinclair Risk and Financial Management was chosen by The Hanover Insurance Group to offer Hanover Home Healthcare Advantage, which provides industry specific insurance solutions for home healthcare. “It’s often difficult for home healthcare providers to find insurance that will appropriately cover their unique risks and exposures. This enhanced program from The Hanover addresses potential coverage gaps that home healthcare customers … Read More

2016 Federal Budget Delays ACA’s Cadillac Tax & Suspends Two Other Taxes

Matt BauerEmployee Benefits, Health Insurance

On Dec. 18, 2015, President Barack Obama signed a federal budget bill for 2016 into law, which makes significant changes to three tax provisions under the Affordable Care Act (ACA). This new law: Delays implementation of the ACA’s Cadillac tax on high-cost group health coverage for two years, until 2020 Imposes a one-year moratorium on the collection of the ACA’s … Read More

Obesity: The numbers (and costs) are staggering

Dave SinclairEmployee Benefits, Health Insurance, Risk Management, Workers Compensation

I’ll start with a piece of good news: the smoking rate among United States adults declined from 20.9% in 2005 to 17.8% in 2013. There’s still a ways to go, but at least the numbers are moving in the right direction. Now, the (very) bad news: Americans are snuffing out the cigarettes but apparently picking up the cheesecake, because more … Read More

Wellness programs in the workplace: How to get started

Matt BauerBusiness Insurance, Employee Benefits, Workers Compensation

I’m passionate about helping businesses keep their employees healthy, happy, and on the job, contributing to their organization’s success. As I’ve written about previously, wellness programs provide measurable ROI that keeps business owners happy. Nearly all owners who started a wellness program in the workplace agree that these programs are effective in mitigating the risk of rising health care costs … Read More

2015 Draft Instructions for 6055 and 6056 Reporting Include Filing Extensions

Jill GouletBusiness Insurance, Employee Benefits, Health Insurance

The Affordable Care Act (ACA) created new reporting requirements under Internal Revenue Code (Code) Sections 6055 and 6056. Under these new reporting rules, certain employers must provide information to the IRS about the health plan coverage they offer (or do not offer) or provide to their employees. Reporting is first required in 2016, related to coverage offered or provided in … Read More