Do you have the right controls in place to help prevent a data breach?

Matt BauerBusiness Insurance, Cyber Security, Risk Management

The news on hacking, data breaches, and the state of cyber security is largely gloomy. Consider that a record number of companies dealt with significant data breaches last year and that the cost per compromised customer record keeps going up. Indeed, research by the Ponemon Institute reflects a reality of data breaches that borders on inevitability. But all hope is … Read More

Senate Passes ACA Small Group Market Rule Repeal

Matt BauerBusiness Insurance, Employee Benefits, Risk Management

  On Oct. 1, 2015, the U.S. Senate passed legislation repealing the Affordable Care Act (ACA) requirement that the small group market in every state be expanded to include businesses with 51-100 employees.   The Protecting Affordable Coverage for Employees (PACE) Act was passed by the U.S. House of Representatives earlier in the week. It has been reported that President Obama … Read More

Franchise owners: 5 secrets to managing your Workers’ Compensation rates

Matt BauerBusiness Insurance, Employee Benefits, Human Resources, Workers Compensation

Nothing is worse than having an employee injured on the job. As a franchise owner you know injuries can happen. But when one occurs you’re left doing a balancing act, caught between assuring your employee gets the best care while trying to keep your workers’ compensation costs from spiraling out of control. The stress can be overwhelming. Here are 5 … Read More

Franchise owners: The secrets to managing Millennials!

Matt BauerBusiness Insurance, Human Resources, Risk Management

It’s no secret that one of the challenges of launching and maintaining a successful fast food franchise is attracting and retaining quality employees. Turnover in the restaurant business is rampant. Half of a fast food restaurant’s staff will leave within a year, and casual dining establishments don’t fare much better at 44%. Combine this already tough landscape with the particular tendencies … Read More

The Cleveland Browns and Sinclair Risk: Why being different is a good thing.

Matt BauerBusiness Insurance, Commercial Property Insurance, Employee Benefits, Risk Management

The Cleveland Browns debuted new uniforms last month, and they are quite eye-catching, especially given what came before. Fans long familiar with jerseys featuring tiny, barely readable “Browns” now see “CLEVELAND” screaming in big letters across the front. The uniforms can consist of multiple color combos of orange, brown, and white, the day’s variety depending on…owner Jimmy Haslam’s mood? But, … Read More