COBRA Refresher: 4 Important Notices That You Need to Know About

Shannon HudspethBusiness Insurance, Employee Benefits, Health Insurance, Human Resources

COBRA Refresher

According to the Consolidated Omnibus Budget and Reconciliation Act (COBRA), employers who offer a group health plan for more than 20 employees must offer temporary continuous coverage to qualifying beneficiaries after qualifying events. A qualified beneficiary generally is an individual covered by a group health plan on the day before a qualifying event who is either an employee, the employee’s … Read More

Rhode Island would be first state to impose carbon tax; trucking industry braces for higher costs

Jonathan BelekRisk Management, Trucking and Transportation

A bill currently under consideration by the Rhode Island legislature would make the Ocean State the first to impose a “carbon tax” on fossil fuel production. This is important news for the trucking industry because if enacted as written it means gasoline and diesel fuel producers will be hit with a new tax which will be passed along one way … Read More

How to Get Your Truck Drivers to Actually Use Your Wellness Program

Jill GouletHealth Insurance, Risk Management, Trucking and Transportation, Workers Compensation

Truck drivers have unique health concerns. An NIOSH survey found that 50% are smokers and 70% are obese. They’re prone to heart disease, diabetes, high blood pressure, kidney failure, back problems, and motor vehicle accidents related to fatigue and stress. These problems can lead to a loss of their Medical Examiner’s Certificate and their CDLs. You want your staff to … Read More

Contractors: Get your subcontractor insurance house in order!

Jonathan BelekConstruction, Risk Management, Workers Compensation

It’s a tough landscape for the building trades in Connecticut. Jobs are out there, but bidding is competitive and margins are tight. We’re nearly 10 years past its beginning, but we’re still not fully recovered from the Great Recession that wiped out trillions of dollars in real estate equity. Given that reality, it doesn’t surprise me when a construction firm … Read More

8 Steps to Vet Construction Subcontractors

Jonathan BelekBusiness Insurance, Construction, Risk Management

As a general contractor, it’s likely that you’ll use subcontractors at some point. Subcontractors can be an efficient way to outsource work. As specialists, they’ll often do a better job than a generalist and their smaller size means they can work quicker and leaner. However, the construction job is your responsibility. The performance of the subcontractor will reflect on you. … Read More

Trucking companies (or companies that just use trucks): Make the most of your industry associations

Joe PintoCommercial Auto Insurance, Risk Management, Trucking and Transportation

Strength in numbers. The power of a team. A built-in support system. No matter the size of your fleet, if you use trucks in any capacity, joining an industry association is a smart idea for your business. From big rig haulers to landscapers with a couple of light duty box trucks, the trucking industry has particular needs and a host … Read More